Adis Kavazovic
Head of Insurance & Financial Planning
14 Articles
For Private
Taxes
Save Taxes Systematically: How to Optimize Your Pension
Every year, Swiss taxpayers give away millions because they don't fully utilize their pension options.
Home Ownership & Taxes: How to Maximize Your Deductions
Your own house is often the biggest investment of your life – but there are many tax pitfalls lurking.
Pension Planning
The 3-Pillar System: Your Foundation for a Secure Future
Swiss retirement provision is based on three strong pillars that complement each other.
Voluntary Pension Fund Purchase: The Smart Double Return
Do you have contribution gaps in your pension fund? A voluntary purchase is one of the most attractive ways to save taxes.
Pillar 3a: Why the Classic Savings Account Is Outdated
Those who only rely on the classic interest account in pillar 3a are giving away real money in the long run. Learn why return-oriented retirement saving is crucial.
Real Estate
SARON or Fixed-Rate Mortgage? The Right Strategy for Your Financing
Choosing the right mortgage significantly determines your monthly burden and financial flexibility.
Maintenance & Renovation: How to Keep Your Property Valuable
A house needs care to remain a safe home and stable asset for decades.
Investments
Avoiding Concentration Risk: Why Diversification Is Your Best Protection
In the financial world, there is no free lunch – except diversification.
Investing with a Clear Conscience: Combining Returns and Responsibility
Sustainable investing is no longer a niche product.
Retirement
Planning Retirement: How to Master the Transition in 5 Steps
A successful retirement does not begin on the first day without work, but years before.
Capital or Annuity: How to Make the Right Decision
One of the most important questions at retirement is choosing the payout form from the pension fund.
Early Retirement: How to Finance Your Early Exit
The desire for an early exit from working life requires thorough planning. Learn what financial hurdles await you.
Estate Planning
The Will: How to Legally Secure Your Last Wishes
Those who do not take care of their estate during their lifetime leave the distribution of their assets to the law. Learn how to protect your loved ones with a will, avoid disputes, and make optimal use of the new freedoms of Swiss inheritance law.
Planning Gifts and Advance Inheritance Correctly
Why wait until it's too late? With gifts and advance inheritances, you can support your descendants today.